The Lighthouse Team

With more than 200 years of collective experience, the professional staff which makes up the Lighthouse Team is uniquely qualified to creatively structure, document, fund and service an asset based loan which meets a client’s unique needs and challenges. This Team includes the following senior officers –

J. Brad Leach

President and CEO

brad leach

Mr. Leach is responsible for the overall strategic direction of Lighthouse Financial providing oversight for credit and portfolio decisions, along with marketing and business development initiatives. In addition, he also maintains the relationships with Lighthouse’s financial partners. Mr. Leach has over 20 years of experience in finance, banking and commercial lending with 16 of those years spent with Lighthouse. Prior to joining Lighthouse, Mr. Leach worked in commercial banking as a Vice President with Bank of America. Mr. Leach earned a BSBA in Management and MBA in Finance both from Appalachian State University. In addition to leading the Lighthouse team, he is an active member of the Commercial Finance Association, Turnaround Management Association, and the Risk Management Association.

Mark Walling

Executive Vice President and Chief Credit Officer

mark walling

Mr. Walling is responsible for overall loan operations and ensuring that Lighthouse adheres to established credit policy and procedures. In addition, he serves on the credit committee in an underwriting and credit decision capacity. Mr. Walling has more than 32 years of experience in accounting, financial analysis, loan underwriting, loan documentation and loan administration with 24 of those years spent with Lighthouse. Earlier in his career, Mr. Walling worked in accounting at Guilford Mills. Mr. Walling holds a BS in Accounting from High Point University and MBA from the University of North Carolina at Greensboro. Mr. Walling is also a member of the Commercial Finance Association.

Todd Miller

Vice President, Senior Account Executive and Portfolio Manager

todd miller

Mr. Miller is responsible for managing client relationships and supervising the overall credit quality of the portfolio. He also serves on the credit committee and assists with daily loan operations. Mr. Miller has 30 years of experience in the banking and asset based lending industries, with 17 of those years spent with Lighthouse. Earlier in his career, Mr. Miller was a Vice President with SunTrust Bank serving in several capacities including Small Business Underwriting Manager, Special Assets Officer, Senior Credit Analyst and Loan Review Officer. Mr. Miller holds a BSBA in Finance from Western Illinois University.

Al Foster

Vice President, Business Development Officer

al foster

Mr. Foster is responsible for sourcing, structuring and closing new client relationships in the Southeast and Mid-South regions of the Lighthouse marketing territory. He also assists with marketing strategy and sales initiatives. Mr. Foster has over 20 years of experience in banking and asset based lending with 10 of those years spent with Lighthouse. Earlier in his career, Mr. Foster was a Vice President with Keltic Financial Services, First Tennessee Bank and Wells Fargo Business Credit. Mr. Foster earned a BSBA in Finance from Appalachian State University and is a member of the Tri State Association for Corporate Renewal, Commercial Finance Association, Turnaround Management Association, Association for Corporate Growth and Risk Management Association.

Ben Riley

Vice President, Business Development Officer

Ben Riley

Mr. Riley is responsible for sourcing, structuring and closing new client relationships in the Carolinas and Mid-Atlantic regions of the Lighthouse marketing territory. He also assists with marketing strategy and sales initiatives. Mr. Riley has over 18 years of experience in asset based lending, commercial finance and other credit related products. . Earlier in his career, Mr. Riley worked with Gibraltar Business Capital, Marquette Commercial Finance and Diamond Business Credit, all in business development roles. Mr. Riley also served as Senior New Business Agent with Euler Hermes ACI, the world’s largest trade credit insurance company. Mr. Riley holds a BA in Business and Economics from Randolph Macon College. Mr. Riley is an active member of the Commercial Finance Association and is a Director of the Carolinas Chapter of the Turnaround Management Association.