About Lighthouse

Lighthouse Financial Corp. is a privately owned commercial finance company specializing in providing asset based loans secured by accounts receivable, inventories and fixed assets to small and medium size businesses whose financial needs cannot be met by traditional bank loans. Founded in 1987 in Greensboro, North Carolina, the company has earned a solid reputation for providing creatively structured and flexible asset based lines of credit and term loans for working capital needs, mergers and acquisitions, leveraged buyouts, re-financings, and business turnarounds. Lighthouse offers asset based lines of credit that range between $500,000 and $5,000,000. Lighthouse clients generally have annual sales of between $4 million and $50 million.

Lighthouse employs a service oriented staff of professionals that collectively has more than 200 years of experience in finance, banking and asset based lending. Read more about The Lighthouse Team.

Business Focus

The focus of Lighthouse Financial’s business is providing asset based commercial loans to small and mid-sized manufacturers, wholesalers, distributors, and business service companies that are unable to secure financing from traditional banking sources. Lighthouse will make loans to qualifying businesses located in the eastern and central time zones of the United States. Lighthouse loans are called asset based loans because they are secured by accounts receivable, inventory and machinery and equipment assets.  Since its founding more than 30 years ago, Lighthouse has been widely recognized for creative loan structuring, rapid credit evaluation and approvals, expedited loan closing schedules and superior service.

Lighthouse provides financing for:

  • Growth Capital

  • Turnarounds

  • Distressed Credits

  • Working Capital Needs

  • Mergers & Acquisitions

  • Leveraged Buyouts

  • Refinancing

  • Debtor in Possession (DIP)

  • Chapter 11 Exit

Handshake over a business meeting

In addition to its financing activities, Lighthouse provides ABL Services to financial entities that do not possess the knowledge or the skilled operational staff to perform certain asset based risk management activities.  Lighthouse provides these services through its operating subsidiary, Verification Management Company (VMC).

VMC Logo with transparent backgroundVMC services include –

  • Collateral Assessments

  • Initial Due Diligence Investigations

  • Collateral Monitoring

Visit Lender ABL Services for more information.